Problems We Solve in Finance
Financial institutions face rising fraud, growing compliance pressure, and customer demand for faster, smarter services. We help teams turn these challenges into competitive advantage.
Fraud and AML risk
Criminal patterns evolve faster than rules-based systems can adapt. We build AI fraud models that detect anomalies in real time, cutting losses and false positives.
Complex onboarding (KYC/KYB)
Manual checks slow customer acquisition and frustrate users. Our AI-driven onboarding automates identity verification while staying compliant with AML regulations.
Credit risk management
Traditional scoring misses context and excludes valuable segments. We deliver ML models that assess repayment risk more accurately, unlocking new lending opportunities.
Customer churn
Customers leave when services feel slow or generic. AI-driven personalization predicts churn and helps tailor offers that retain users.
Built for Financial Environments
In finance, automation must work inside strict guardrails. We design systems that accelerate day-to-day processes while maintaining compliance, operational clarity, and the ability to intervene when needed.
Dual-Control Approvals
High-value transfers or unusual lending decisions can trigger a second-level review before execution, reducing fraud and compliance risk.
Regulatory Rule Layers
Business logic incorporates your jurisdiction’s specific financial regulations — from anti–money laundering thresholds to capital adequacy checks — so breaches are caught before they happen.
Dispute Handling
When a transaction is challenged, the AI gathers all related data — account history, communications, supporting documents — and packages it for rapid human review.
Continuous Audit Trail
Every decision and data pull is recorded with a timestamp and origin source, creating regulator-ready reports without extra work.
Early-Risk Escalation
Unusual repayment patterns or anomalies in trade execution are flagged early, with contextual explanations for your risk team.
Human-AI Handoff
The system completes the repeatable, time-consuming checks, while your analysts handle the cases that require strategic thinking or nuanced judgment.
Our Process
Why AI for Finance?
AI can connect data sources, automate repetitive actions, and surface the right information at the right moment.
Operational Accuracy
Run deep, multi-layer checks on transactions, contracts, and client data without piling more work on your compliance and operations teams. The system can work in the background, flagging only the cases that need human review.
Connected Systems
Link your banking platform with CRMs, analytics tools, or document archives so information moves where it’s needed without manual transfer.
Faster Responses
Spot anomalies, generate reports, and complete verifications in real time, so teams can act while it still matters.
What AI Can Do in Finance
AI can strengthen performance across your institution — from customer-facing services to deep operational processes. It works inside the systems you already use, speeding up time-sensitive tasks and improving the accuracy of every decision.
Customer Support
Verify client identities in seconds, retrieve transaction histories instantly, and respond to standard account requests without human intervention. Complex or high-risk cases are escalated to specialists with all context already compiled.
Lending and Credit
Analyze applications against a broader set of risk indicators, such as repayment trends, cash flow history, and macroeconomic signals. This reduces the chance of approving high-risk borrowers while speeding up approvals for qualified ones.
Compliance and Risk Management
Run continuous AML, KYC, and sanctions checks in the background. The system can also flag trades, transfers, or agreements that may breach regulatory thresholds before they are executed.
Procurement and Vendor Processes
Check invoices against approved vendor lists and payment terms automatically. Contracts are scanned for non-compliant clauses, and questionable terms are sent for legal review before approval.
Financial Reporting
Draft, review, and publish content across platforms. AI agents maintain consistency and accelerate publishing cycles with minimal oversight.
What sets Nomtek apart is their cross-functional approach: they assembled a diverse team with expertise spanning UX, development, and product strategy to ensure that the solution would be practical, scalable, and aligned with our long-term goals. Their collaborative mindset and ability to explain complex topics in an accessible way made the entire process feel like a true partnership.
We’re excited to continue this journey together and can confidently recommend Nomtek as a reliable, proactive, and thoughtful partner for any AI-driven product development.
Case studies
Go beyond the obvious. Co-create with teams who value impactful experiences and products.
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Automating mortgage underwriting with multi-agent AI
Friday Harbor
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Helping candidates perform better at job interviews using AI
Monster AI
Helping students learn and understand basic math using artificial intelligence
Fibo — AI Math Tutor
Leveraging AI to build a content summarization app for better knowledge retention
taim
Creating a personalized audio listening experience with content curated by artificial intelligence
Audioburst
Why fintech teams hire us
We’re not just AI developers — we’re partners who understand the regulatory and technical realities of finance.
- Regulatory alignment – Builds designed for AML, GDPR, PSD2, and local compliance.
- Seamless integration – Connects with core banking systems, APIs, and legacy IT.
- ROI-driven delivery – Projects tied to metrics like fraud reduction, onboarding time, and loan performance.
- Full ownership – Models, infra, and documentation handed over at launch.
Why Choose nomtek?
Nomtek brings deep technical expertise and a proven track record to every AI project. As an ISO 27001 certified partner, we put security and governance at the center of our solutions. With over 15 years in product development and a client roster that includes Siemens Healthineers, Randstad, and Monster, we understand how to deliver AI that’s scalable and secure. Our team combines hands-on experience in AI and systems integration, so your agents don’t just work, they become a reliable part of your business.
Business-Outcomes First
The AI agents we implement deliver real business results. We thoroughly go over your processes to find opportunities for smart AI agent automation that can free up space to find and leverage high-impact opportunities.
Smart Implementation
We don't jump into full scale transformations, favoring targeted implementations first to generate momentum and use results to boost possible additional AI agent injections.
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Cross-functional AI expertise
Our teams bring together design, engineering, and strategy to ensure results align with your organization’s priorities. The cross-functional setup lets us move fast with purpose and knowledge.
